Privacy Policy for ProEMI.in

Effective Date: November 1, 2025
Last Updated: November 1, 2025

1. Introduction

Welcome to ProEMI.in (“we,” “our,” or “us”). We respect your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website https://proemi.in.

Please read this Privacy Policy carefully. By using our website, you agree to the terms of this Privacy Policy.

2. Information We Collect

2.1 Personal Information

We do NOT collect personal information unless you voluntarily provide it through:

• Contact forms
• Email communications
• Newsletter subscriptions (if applicable)

2.2 Non-Personal Information

We automatically collect certain information when you visit our website:

• Browser type and version
• Operating system
• IP address (anonymized)
• Pages visited and time spent
• Referring website
• Date and time of visit
• Device information

2.3 Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience. Cookies are small text files stored on your device.

Types of cookies we use:

• Essential Cookies: Required for website functionality
• Analytics Cookies: Help us understand how visitors use our site (Google Analytics)
• Advertising Cookies: Used to display relevant advertisements (Google AdSense)

3. How We Use Your Information

We use collected information to:

• Provide and maintain our EMI calculator service
• Improve website functionality and user experience
• Analyze website usage and trends
• Display relevant advertisements
• Respond to inquiries and support requests
• Send newsletters (if you subscribed)
• Prevent fraud and enhance security

4. Third-Party Services

4.1 Google AdSense

We use Google AdSense to display advertisements on our website. Google may use cookies to serve ads based on your prior visits to our website or other websites. You can opt out of personalized advertising by visiting Google’s Ad Settings.

4.2 Google Analytics

We use Google Analytics to analyze website traffic. Google Analytics collects information anonymously and reports website trends without identifying individual visitors. Learn more at Google Privacy Policy.

4.3 LiteSpeed Cache

Our website uses LiteSpeed Cache for performance optimization. This may store temporary data on your device to improve loading speed.

5. Data Sharing and Disclosure

We do NOT sell, trade, or rent your personal information to third parties.

We may share information with:

• Service Providers: Third-party services that help operate our website (hosting, analytics, advertising)
• Legal Requirements: If required by law or to protect our rights
• Business Transfers: In case of merger, acquisition, or asset sale

6. Data Security

We implement reasonable security measures to protect your information, including:

• HTTPS/SSL encryption
• Secure server infrastructure
• Regular security updates
• Limited access to personal data

However, no method of transmission over the Internet is 100% secure. We cannot guarantee absolute security.

7. Your Rights and Choices

You have the right to:

• Access: Request access to your personal information
• Correction: Request correction of inaccurate data
• Deletion: Request deletion of your data
• Opt-Out: Refuse cookies through browser settings
• Unsubscribe: Opt-out of email communications

Managing Cookies

You can control cookies through your browser settings:

• Chrome: Settings → Privacy and security → Cookies
• Firefox: Options → Privacy & Security → Cookies
• Safari: Preferences → Privacy → Cookies

8. Children’s Privacy

Our website is not intended for children under 13 years of age. We do not knowingly collect personal information from children. If you believe a child has provided information to us, please contact us immediately.

9. International Users

Our website is hosted in India and governed by Indian laws. If you access our website from outside India, your information may be transferred to and processed in India.

10. GDPR Compliance (For EU Users)

If you are in the European Economic Area (EEA), you have additional rights under GDPR:

• Right to access your data
• Right to rectification
• Right to erasure (“right to be forgotten”)
• Right to restrict processing
• Right to data portability
• Right to object to processing
• Right to withdraw consent

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated “Last Updated” date. We encourage you to review this page periodically.

Material changes will be notified through a prominent notice on our website.

12. Cookie Policy Details

What Are Cookies?

Cookies are small text files placed on your device when you visit a website. They help websites remember your preferences and improve your experience.

Types of Cookies We Use:

13. Third-Party Links

Our website may contain links to third-party websites (e.g., bank websites, financial institutions). We are not responsible for the privacy practices of these external sites. Please review their privacy policies.

14. Data Retention

We retain your information only as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required by law.

• Analytics Data: 26 months (Google Analytics default)
• Server Logs: 90 days
• Contact Form Submissions: Until resolved or 1 year

15. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or your personal data, please contact us:

ProEMI.in
Email: support@proemi.in
Website: https://proemi.in

We will respond to your inquiry within 7-10 business days.

16. Consent

By using ProEMI.in, you consent to this Privacy Policy and agree to its terms.

Last Updated: November 1, 2025

This Privacy Policy is effective as of November 1, 2025, and will remain in effect except with respect to any changes in its provisions in the future, which will be in effect immediately after being posted on this page.