About ProEMI.in
ProEMI.in is India’s trusted free EMI (Equated Monthly Installment) calculator designed to help individuals make informed financial decisions when taking loans from banks and financial institutions.
🎯 Our Mission
To empower Indian citizens with free, accurate, and easy-to-use financial tools that simplify loan planning and help them:
- Calculate EMI accurately in seconds
- Understand their complete loan repayment schedule
- Compare loan options from different banks
- Plan their finances better before taking a loan
- Make informed borrowing decisions
💡 What We Offer
Free EMI Calculator for All Loan Types
Calculate EMI for:
🏠 Home Loans
Calculate EMI for home purchases, home construction, or plot loans from any Indian bank.
🚗 Car Loans
Find out your monthly car loan EMI for new or used vehicles from banks and NBFCs.
💳 Personal Loans
Calculate personal loan EMI for any purpose – medical, education, travel, or emergencies.
🏭 Equipment Finance
Calculate EMI for business equipment, machinery, or commercial vehicle financing.
✨ Key Features
- ✅ 100% Free – No registration, no hidden charges, completely free forever
- ✅ Instant Results – Get EMI calculation in seconds
- ✅ All Indian Banks – Works for SBI, HDFC, ICICI, Axis, Kotak, and all banks
- ✅ Detailed Breakdown – View complete amortization schedule
- ✅ Principal vs Interest – Understand how much goes to principal and interest
- ✅ Visual Charts – See repayment patterns with interactive graphs
- ✅ Mobile-Friendly – Use on any device – phone, tablet, or computer
- ✅ Print/Download – Save your EMI schedule for reference
- ✅ No Data Collection – Your privacy is protected
- ✅ Accurate Formula – Uses standard banking EMI calculation
🏦 Supported Banks & Financial Institutions
Our EMI calculator works with all major Indian banks and NBFCs:
🏛️ Government Banks
- State Bank of India (SBI)
- Bank of Baroda (BOB)
- Punjab National Bank (PNB)
- Canara Bank
- Bank of India (BOI)
- Union Bank of India
- Indian Bank
🏢 Private Banks
- HDFC Bank
- ICICI Bank
- Axis Bank
- Kotak Mahindra Bank
- Yes Bank
- IndusInd Bank
- IDFC First Bank
💼 NBFCs & Others
- Bajaj Finserv
- Tata Capital
- LIC Housing Finance
- Muthoot Finance
- Mahindra Finance
- Aditya Birla Finance
- HDFC Ltd
🎓 How Our Calculator Works
ProEMI.in uses the standard EMI formula used by all banks in India:
EMI = [P × R × (1+R)N] / [(1+R)N – 1]
Where:
- P = Principal loan amount (in Indian Rupees ₹)
- R = Monthly interest rate (Annual interest rate ÷ 12 ÷ 100)
- N = Loan tenure in months
👥 Who We Serve
- First-time home buyers planning their dream home purchase
- Car buyers looking to finance their vehicle
- Individuals seeking personal loans for various needs
- Business owners requiring equipment or machinery financing
- Financial advisors helping clients with loan planning
- Students learning about EMI calculations
- Anyone comparing loan options from different banks
🌟 Why Choose ProEMI.in?
| Feature | ProEMI.in | Other Calculators |
|---|---|---|
| Cost | ✅ 100% Free | Often require payment |
| Registration | ✅ Not Required | Usually mandatory |
| Accuracy | ✅ Bank-standard formula | Varies |
| Amortization Schedule | ✅ Detailed breakdown | Often basic |
| Mobile Support | ✅ Fully responsive | Sometimes limited |
| Privacy | ✅ No data collection | Often collect data |
📊 Our Commitment
We are committed to:
- ✅ Accuracy: Providing precise EMI calculations using standard banking formulas
- ✅ Privacy: Protecting your data – we don’t collect personal information
- ✅ Accessibility: Keeping our tools free forever for all Indians
- ✅ Transparency: Clear calculations with detailed breakdowns
- ✅ Updates: Regular improvements and new features
- ✅ Support: Responsive customer service
- ✅ Education: Helping users understand loan calculations
📈 Our Impact
Since our launch, ProEMI.in has helped:
- Thousands of Indians calculate their loan EMI
- Users save hours of manual calculations
- Borrowers make informed financial decisions
- Individuals compare multiple loan options
💬 What Our Users Say
“ProEMI.in made it so easy to calculate my home loan EMI. The detailed amortization schedule helped me understand exactly how much I’d be paying every month. Highly recommended!”
– Rahul S., Mumbai
“Best free EMI calculator I’ve found. Works perfectly on mobile and gives instant results. No registration needed!”
– Priya K., Bangalore
📞 Contact Us
Have questions, suggestions, or feedback? We’d love to hear from you!
Email: support@proemi.in
Website: https://proemi.in
⚖️ Disclaimer
Important: ProEMI.in provides approximate EMI calculations for informational and educational purposes only. Actual EMI amounts may vary based on bank-specific terms, processing fees, insurance charges, GST, and other factors. Always confirm the final EMI amount and all terms with your bank or financial institution before finalizing any loan agreement.
ProEMI.in – Making Loan Planning Simple for India 🇮🇳
Calculate Your Loan EMI with Confidence